Fintech Mobile Payment & Money Transfer App – MVP Development

Hello, I want to build the first version of a fintech mobile payment and money transfer application. My initial budget is $1,000–$3,000. I want to start with a basic but professional MVP that can be expanded into a much larger platform over time. Initial features: * User registration and secure login. * User profiles and account dashboard. * Send and receive money interface. * Transaction history. * Payment methods interface. * Basic admin dashboard. * Modern UI/UX design. * Scalable backend and database architecture. My long-term vision is to build a platform inspired by PayPal, Remitly, and Sendwave, serving the United States and Latin America, not just the Dominican Republic. Important project requirements: * My company must own 100% of the source code and intellectual property developed for this project, with ownership transferred in writing. * The architecture must be scalable so we can add new features without rebuilding the entire application. * Development must be divided into clear phases, with milestone-based payments. * I must have full access to the source code repository, hosting, database, and all technology accounts. * Please clearly explain what features you can realistically deliver within my $1,000–$3,000 budget. * Provide documentation and a roadmap for future development. I want to build a strong technological foundation first and expand the platform as the company grows. Please provide your development proposal, estimated timeline, technologies you recommend, and a breakdown of costs.