Senior React Native + Backend Team for FinTech Mobile App (Long-Term, MVP to Launch)

We're building a consumer FinTech product - a mobile wallet with payments, P2P transfers, and KYC onboarding - and are looking for an experienced product team (not a single freelancer) to take the MVP from spec to launch and then continue as a long-term partner. The product, in short: - Cross-platform mobile app (iOS + Android) in React Native - Backend in Laravel or Node.js, PostgreSQL - Stripe for payments and payouts; KYC/AML onboarding (Persona / Sumsub or similar) - Bank-grade security; clean, trustworthy UI - design and engineering working as one team Please address in your proposal: 1. A link to a similar FinTech / payments app you've shipped (App Store / Play) and your team's exact role on it. 2. Your proposed team composition for this project (design, mobile, backend, PM). 3. A rough timeline and budget for an MVP covering: onboarding + KYC, wallet balance, P2P transfer, Stripe payments, transaction history - and the reasoning behind your estimate. The budget shown is a placeholder, so please propose your own estimate. 4. How you'd handle PCI / security and KYC/AML compliance. 5. One line: what makes your team the right pick for a regulated financial product? This is a long-term engagement - we expect to grow the product with the right team over 12+ months. We're looking for senior, product-minded partners who've shipped real financial products, not just demos.