YouTube Banner and Thumbnail Design

I need a YouTube banner done and a thumbnail for my first video. Ongoing work for the right person YouTube banner for a channel called Tapped Out At 50. Dark background — black or charcoal. Bold white text... (Budget: $30 - $250 AUD, Jobs: Adobe Creative Cloud, Adobe Illustrator, Adobe Photoshop, Banner Design, Creative Design, Digital Art, Graphic Design, Logo Design, Photoshop, Visual Design)