Realistic Topless Vacation Photo Recreation

I’d like to recreate two or three tasteful, topless snapshots from a memorable trip my wife and I took to Jamaica. She went without her bikini top for the first time at the resort pool, but we never captured the moment on camera... (Budget: $250 - $750 USD, Jobs: Digital Art, Graphic Design, Image Processing, Photo Compositing, Photo Editing, Photography, Photoshop, Photoshop Design)