Clarify Personal Loan Terms & Costs -- 2

I have two personal-loan offers on the table and want to be 100 % sure of what I’m signing. Your task is to translate every clause—interest-rate structure, APR calculation, origination and late fees, pre-payment... (Budget: ₹600 - ₹1500 INR, Jobs: Accounting, Business Analysis, Data Analysis, Data Visualization, Excel, Financial Accounting, Financial Analysis, Financial Consulting, Report Writing, Risk Management)